When the phrase “long-term treatment” appears on a diagnosis report, the battle against cancer has only just begun. More unbearable than illness itself is the recurring medical bill. A single box of targeted drugs often costs thousands or even tens of thousands of yuan. Continuous expenses over one treatment course can push an ordinary family to the brink of financial hardship.

At FNY, we refuse to see any partner suspend treatment due to financial constraints. Through the FNY Cloud Good Doctor Health Assurance Card, we deliver tangible claim settlements time and again, holding up an unbreakable umbrella for patients undergoing long-term anti-cancer therapy.

Case 1: Long-term Anti-Cancer Treatment Record of a Blood Cancer Patient — Continuous Claim Payments Bring Warmth

Timeline

On January 10, 2026, a patient accidentally detected a hard lump in the left abdomen, which had persisted for more than six months, and sought medical treatment immediately.

Color Doppler ultrasound examinations at multiple hospitals indicated splenomegaly. Blood routine tests revealed a white blood cell count as high as 392×10⁹/L. The patient was hospitalized due to abnormally elevated white blood cells. After further examinations including bone marrow aspiration, the patient was finally diagnosed with chronic myeloid leukemia (chronic phase).

Based on the patient’s condition, doctors formulated a targeted oral treatment regimen with Dasatinib Tablets at a dosage of 100 mg once daily, with a total medication cycle lasting three years.

Direct Payment Service for Special Drugs

Fortunately, after the patient submitted an application for special drug direct payment via the FNY Cloud Good Doctor Health Assurance Card, the FNY Cloud Good Doctor team responded rapidly and initiated the claim process immediately. Upon approval, reimbursement services for drug purchases were processed in accordance with the client’s actual situation. Details of reimbursements are listed below:

During the first round of medication, the patient purchased four boxes of Dasatinib Tablets at personal expense during hospitalization and successfully received reimbursement afterward, with a settlement amount of RMB 1,631.74. Since this drug is included in the National Medical Insurance Catalogue, the platform reimburses 100% of the out-of-pocket portion after medical insurance settlement.

Six boxes of medicine were purchased for the second time. Without medical insurance settlement, the platform provided reimbursement equivalent to 80% of the total drug price, with a confirmed reimbursement amount of RMB 1,792.80. All required claim documents have been collected, and fund transfer will be arranged immediately once the procedure is completed.

Treatment is still ongoing. The patient has requested a medication switch. The platform has promptly informed the patient of supplementary documents required. The patient has acknowledged the requirements and plans to submit all materials together during the next hospital visit. The platform will launch a new review process synchronously to ensure uninterrupted treatment.

Case 2: Treatment Cost Relief for a Breast Cancer Patient — Substantial Financial Support for Anti-Cancer Therapy

Timeline

On July 17, 2025, the patient visited the hospital after noticing a lump in the left breast for half a month. No redness, pain, itching or other discomfort was observed on the lump.

Hospital color Doppler ultrasound showed a hypoechoic mass in the left breast, along with abnormal lymph nodes detected in the left axilla and supraclavicular fossa. The doctor recommended hospitalization, and the patient was admitted under the diagnosis of malignant breast mass. Subsequent examinations confirmed invasive lobular carcinoma in the outer left breast.

After surgery, doctors prescribed a combined targeted therapy regimen using Abemaciclib plus Anastrozole. Abemaciclib was administered at 150 mg twice daily for a two-year adjuvant treatment cycle.

Direct Payment Service for Special Drugs

While the patient’s family was worried about long-term medication costs, the FNY Cloud Good Doctor Health Assurance Card once again played a vital role. After the claim event, the FNY Cloud Good Doctor team quickly launched claim review. Once approved, the team coordinated pharmacies to guarantee timely drug supply.

Abemaciclib Tablets are required monthly. Four boxes are dispensed each time. After social medical insurance reimbursement, the monthly out-of-pocket cost of RMB 3,000 is fully covered by the platform.

Up to now, the patient has completed two treatment cycles. FNY Cloud Good Doctor has reduced the patient’s medication burden by a total of RMB 72,000, effectively easing the family’s financial pressure and removing financial obstacles on the anti-cancer journey.

What We Offer Is More Than a One-Off Payout

These two cases differ in form: one features multi-round claims and dynamic adjustments over a multi-year medication cycle; the other focuses on sustained direct payment to ease long-term burdens. Despite apparent differences, they share the same core:

The FNY Cloud Good Doctor Health Assurance Card provides not merely emergency one-off assistance, but a full-process protection line covering the entire course of treatment.

We understand that two major concerns exist for anti-cancer special drug claims: cumbersome procedures requiring repeated trips, and interrupted compensation that stalls treatment. Therefore, we translate our service into straightforward commitments:

1. Exclusive follow-up throughout all procedures From professional prescription review to precise drug delivery, FNY Cloud Good Doctor operates a one-stop special drug service system with dedicated staff assigned throughout the process, freeing patients from complicated medication procedures.
2. Effective relief from high medical expenses Targeting the pain point of high costs for anti-cancer targeted medicines, the special drug direct payment service covers most medication expenses and greatly reduces families’ financial burden from medical treatment.

The fight against cancer is never a solitary journey. Every step is arduous, yet financial pressure should never stop anyone moving forward. FNY Cloud Good Doctor remains committed to medical and health services. Through practical measures including direct payment for special anti-cancer drugs and direct payment for advanced radiotherapy and chemotherapy, we deliver professionalism and care throughout the whole claim process. We help patients shake off financial burdens so they can focus energy on treatment. Protecting health means more than empty promises. Moving forward, FNY Cloud Good Doctor is willing to stand side by side with you always!